The Ultimate Baccarat Strategy

  • There will always be one face-up card on the table prior to playing. The value of the card, according to Baccarat rules, determines how many cards the dealer will burn before play begins.
  • For all winning bets made on the Banker’s hand, a 5% commission from the return goes into the bank. (The reason is that this type of bet can have a fluctuating 1.06% Player’s Advantage over the casino).
  • Card value is as follows: Tens, Jacks, Queens and Kings are worth 0, Aces are worth 1 and Two thru Nine are worth their face value.
  • For card totals over 9, subtract 10 to obtain the playable sum. Hands that hit 8 or 9 (called a ‘Natural’) automatically win, unless both hands do so, in which case it is a Tie.
  • You must draw the third card if your hand sum is seven or less.
  • You may need to write this down: The Banker must draw the third card if their hand sum is 0 thru 2, or, 3 (The exception to when the Banker’s sum is 3 is when your third card is an 8) The Banker must draw the third card if their hand sum is a 4, unless the your third card 8, 9 or Ace. Likewise, the Banker must draw with a sum of 5, unless your third card is any number other than 4 thru 7. And if the Banker has a sum of 6, they must draw unless your third card is a 6 or 7.

General Advice:

Although the payout on a winning Tie Bet is considerably higher than the Player’s and Banker’s Bets, it is not worth playing for.  The reason is that the Casino’s Advantage is 20%, which is not a very good winning probability.  Contrary to this, the Casino’s Advantage on the Player’s Bet is 1.36%, and 1.17% on the Banker’s Bet.  Play safe by sticking to the Player’s and Banker’s Bets.  By doing so, you will win more hands, and more money, in the long run.

The Martingale Betting System

The most commonly used baccarat strategy is the Martingale System, which is a relatively easy strategy to comprehend.  However, it can be dangerous to a small bankroll if you incur a losing streak.  This is how it works:

First of all, your bets should be in amounts referred to as units.  For instance, let’s say your unit amount is £5.  If you win your first bet, whether it is on the Player or Banker, your second bet should be for £5 as well.  Every time you win, you should bet the same amount.  However, if you lose, you should double the amount of units.  For example if you lose a 1 unit bet of £5, the next bet should be for 2 units, or £10.  If you lose that bet, then then the next wager should be for 4 units, or £20.  The idea is that even after a string of losses, a single winning bet will recover those loses and still put you up one unit of profit.

Just be careful playing with this strategy.  Don’t let yourself get too deep in the hole if you have a small bankroll and you are in a losing streak.  The best thing you can do for your chances of winning at online baccarat is to do know the rules of the game inside and out, and to practice extensively before you put down real money.